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Can'T Withdraw From Toptal Nigeria (2026)

TL;DR

If you dey hustle for Toptal but you dey find am hard to withdraw your money for Nigeria, you no dey alone. Toptal dey use PayPal for withdrawal, but since PayPal no dey work for Nigeria, you fit try alternatives like Payoneer, Grey.co, Wise, Chipper Cash, or Geegpay to receive your earnings. Just set up any of these payment methods well, and you go fit collect your money without wahala.

Hello my people! If you dey hustle for Toptal but you dey face wahala to withdraw your money for Nigeria, you no dey alone. For this article, we go dive into wetin you fit do if you dey struggle with withdrawal issues from Toptal. I go share some practical tips wey go help you navigate this matter well well, so make you sit down, relax, and let’s gist.

Understanding Toptal Withdrawal Process

First, make we sabi how Toptal dey operate. Toptal be one of the top platforms wey dey connect freelancers with high-paying clients. But as e dey sweet, e get some wahala when e come to withdrawal. Most freelancers for Nigeria don complain say dem no fit withdraw their earnings easily. Na because Toptal dey use PayPal for withdrawal, and as we sabi, PayPal no dey work for Nigeria.

Alternative Payment Methods

Since PayPal no dey work, wetin you fit do? You go need to explore other payment options. Here be some alternatives:

  • Payoneer: Dis one dey popular among freelancers. You fit receive your payment for Toptal to your Payoneer account, then withdraw am to your bank.
  • Grey.co: Grey dey allow you create virtual dollar accounts wey go make it easy to receive money from Toptal.
  • Wise: Wise (formerly TransferWise) dey give you good exchange rate for your money. You fit transfer your earnings directly to your Nigerian bank.
  • Chipper Cash: Dis one dey popular for Africa, you fit use am to send and receive money easily.
  • Geegpay: One new player wey also fit help you with your payments.

Setting Up Your Payment Method

After you don choose the payment method wey fit work for you, na time to set am up. Here be how you fit do am:

  1. Create an account: Go the website of the payment method wey you choose, like Payoneer or Grey.co, and create your account.
  2. Verify your identity: Most of these platforms go ask you for your NIN (National Identification Number) for verification. Make sure say you don get am ready.
  3. Add your bank account: Once you don verify your account, you fit link your Nigerian bank account to the payment platform you dey use.
  4. Request for payment on Toptal: After you set everything well, go back to Toptal and request for your payment to the payment method wey you set up.

Resolving Withdrawal Issues

If you don follow all the steps and you still dey face problems, no panic! Here be some steps wey fit help you resolve any wahala:

  1. Contact Toptal support: No be only you dey face this issue. Reach out to Toptal support through their help center. Dem fit give you better clarification on your withdrawal status.
  2. Check your account settings: Make sure say your payment method and bank details dey correct. Sometimes small mistakes fit cause big wahala.
  3. Follow up: If you don contact support and dem no respond, no give up. Follow up with dem after few days. E go show say you serious about your money.

Using Local Banks for Dollar Withdrawals

Some Nigerian banks dey offer dollar accounts wey go allow you withdraw your earnings directly. Here be some popular banks wey dey do am:

  • GTBank: Dem get dollar accounts wey you fit use to receive money from your freelance work.
  • Zenith Bank: E also dey possible to open dollar accounts for Zenith.
  • Access Bank: Them dey offer good services for dollar withdrawals too.

Make sure say you go visit your bank, ask dem wetin you need to do to open dollar account, and also confirm if dem fit accept transfers from your payment platform.

Final Tips for Smooth Withdrawal

Now we don reach the end of this matter, I go drop some final tips wey go help you withdraw your money smoothly:

  • Stay updated: Keep your eyes open for any changes in Toptal withdrawal policies. E fit change anytime.
  • Join communities: Join Naija freelancing communities on social media. You fit learn from other people wey don face similar issues.
  • Document your transactions: Always keep records of your payments and withdrawals. E go help you if any issue arise.

As you dey hustle for Toptal, remember say challenges fit dey, but with the right approach, you fit overcome am. I hope say this article don help you understand wetin to do if you dey face wahala with your withdrawals. No give up on your freelance journey, because the sky na your limit!

Best Way to Collect Dollars for Nigeria

PayPal no dey work for Nigeria - Payoneer na the best alternative!

Start with Payoneer

Common Questions

E depend, but normally 1-7 days for setup.
Yes, most platforms need your NIN for verification.
Payoneer and Grey na di best for Nigerians.
CO

Chidi Okonkwo

Senior Freelancer & Remote Work Expert

I don dey freelance for 6+ years and don earn over $120,000 from Fiverr, Upwork and direct clients. I dey share everything wey I learn.

Top Rated Upwork Fiverr Pro Seller 500+ Projects
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