Can'T Withdraw From 99Designs Nigeria (2026)

In this article, we will explore the challenges Nigerian freelancers face when trying to withdraw funds from 99designs. We will provide actionable solutions and tips to help you successfully navigate the withdrawal process and ensure you can access your hard-earned money without hassle.

Understanding 99designs Withdrawal Policies

99designs is a popular platform for freelancers, especially in the design field. However, its withdrawal policies can be complex for Nigerians due to restrictions on payment methods. Here’s what you need to know:

• 99designs primarily supports PayPal for withdrawals, which is not available in Nigeria.
• Many Nigerian freelancers face difficulties in accessing their funds due to this restriction.
• Understanding the alternative withdrawal options is essential for seamless transactions.

Setting Up a Payoneer Account

Since PayPal is not an option, one of the best alternatives is to use Payoneer. Here’s how to set it up:

1. Sign up for Payoneer: Visit the Payoneer website and create an account. Ensure you have your National Identification Number (NIN) ready for verification.
2. Complete your profile: Fill in all required details accurately, including your bank information. Payoneer will need to verify your identity.
3. Link your 99designs account: Once your Payoneer account is active, log in to your 99designs account, go to your payment settings, and select Payoneer as your withdrawal method.
4. Request a payment: After linking your accounts, you can request funds from 99designs to your Payoneer account.

Using Grey.co for Withdrawals

Another effective method for Nigerian freelancers is using Grey.co. Here’s how to withdraw using Grey:

1. Create a Grey account: Sign up on Grey.co and complete your verification process with your NIN.
2. Set up your USD account: Grey allows you to create a multi-currency account, including USD, which is beneficial for receiving payments from 99designs.
3. Link it with 99designs: Similar to Payoneer, navigate to your payment settings on 99designs and add your Grey.co USD account details.
4. Transfer funds: After your account is linked, you can withdraw your earnings from 99designs into your Grey account.

Exploring Other Payment Options: Wise and Chipper Cash

In addition to Payoneer and Grey.co, you can also consider Wise and Chipper Cash for withdrawals. Here’s how to utilize these platforms:

Using Wise

1. Open a Wise account: Sign up on Wise.com and verify your identity using your NIN.
2. Add your USD receiving account: Wise allows you to receive funds in different currencies. Make sure to create a USD account.
3. Link with 99designs: Update your payment settings on 99designs to include your Wise account for withdrawals.
4. Withdraw funds: Request a transfer to your Wise account from 99designs.

Using Chipper Cash

1. Download and sign up: Download the Chipper Cash app and create an account.
2. Verify your account: Provide necessary identification details, including your NIN.
3. Create a USD wallet: Chipper Cash allows you to hold funds in USD, which is useful for 99designs earnings.
4. Link your account: In your 99designs payment settings, add your Chipper Cash USD wallet details for withdrawals.
5. Request your funds: Initiate a withdrawal request from 99designs to your Chipper Cash wallet.

Choosing the Right Nigerian Bank for Transfers

Once you have successfully withdrawn your funds to your Payoneer, Grey, Wise, or Chipper Cash accounts, you may want to transfer these funds to your local Nigerian bank. Here’s how to choose the right bank:

• GTBank: Known for its excellent online banking services, GTBank is a popular choice for freelancers.
• Access Bank: Offers competitive exchange rates and low transfer fees.
• Zenith Bank: Provides seamless international transfers and good customer service.
• First Bank: One of the oldest banks in Nigeria, known for reliability.
• UBA: Offers a variety of international banking services.
• Kuda and OPay: Both are digital banks that provide easy access to your funds with minimal fees.
• PalmPay: Another digital platform that is gaining popularity for its user-friendly interface.

To transfer funds from your e-wallets to your Nigerian bank, follow these steps:

1. Log in to your e-wallet account.
2. Select the option to withdraw or transfer funds.
3. Input your Nigerian bank details carefully.
4. Confirm the transaction and wait for the funds to reflect in your bank account.

Conclusion

While withdrawing funds from 99designs can be challenging for Nigerian freelancers, there are several viable alternatives available, including Payoneer, Grey.co, Wise, and Chipper Cash. By following the steps outlined in this guide, you can successfully navigate the withdrawal process and ensure that your earnings reach you without unnecessary delays. Remember, it is essential to keep your NIN handy and choose the right bank for smooth transactions. With persistence and the right strategies, you can overcome these challenges and thrive as a freelancer in Nigeria.